持续的医疗卫生保健成本的增加，使得越来越多的雇主将更多的医疗卫生负担转嫁到雇员的身上，然而，医疗卫生改革的相关法规却并没有使得医疗卫生保健事业更符合成本效益，而随之而来的一些问题引发我们的思考。
By Dan Reynolds, senior editor of Risk & Insurance®
When it comes to managing rising healthcare-benefits costs, employers are getting more aggressive in shifting that cost to their employees. The incremental changes that marked their attempts in the past just won't cut it anymore, according