两种情况,能够防止员工充分数量的雇主的比赛钱捐献他们的401(k)或类似的退休计划。一个贡献是对plan-that太少,贡献少于充分得到匹配率至少部分地是由于他们的雇主。另一个是造成的plan-so太多太多,他们达到年度联邦限制在去年支付期贡献的一年。
Two situations can prevent employees from getting the full amount of an employer's match money on contributions to their 401(k) or similar retirement plan. One is contributing too little to the plan—that is, contributing at less than the full rate that gets matched